Julia Iden has spent her career working with homeowners experiencing mortgage default and guiding industry professionals through complex loss mitigation and workout processes.

She began her career in 1987 as an auditor for GE Mortgage Insurance Company (GEMICO). In 1995, she transitioned into GEMICO’s Loss Mitigation Department as a negotiator—serving as the decision-maker responsible for approving short sales and alternative workout solutions. In 1997, Julia was promoted to Corporate Default Manager, where she traveled nationally to train mortgage companies on structuring effective workout strategies that maximized successful closings while ensuring homeowners were offered appropriate loss mitigation opportunities.

In 1999, Julia became the on-site Loss Mitigation Consultant for Freddie Mac at Washington Mutual, where she held a $5 million loss-authority approval level.

In 2003, she began developing continuing education courses approved by the North Carolina Real Estate Commission, the North Carolina Banking Commission, and the North Carolina State Bar. She was the first to introduce Short Sale continuing education classes in North Carolina for real estate agents, loan officers, mortgage brokers, paralegals, and attorneys.

Julia has served as Southeastern Regional Vice President and National Board Member of the National Association of Professional Mortgage Women (NAPMW), as well as President of the Raleigh Triangle chapter. She has also been active with the Raleigh Mortgage Bankers Association.

Her contributions to real estate education have been widely recognized. She received the North Carolina Real Estate Educators Association “Program of the Year” Award (2013), and her continuing legal education course, “What Options Does My Client Have?”, earned the North Carolina State Bar Association’s “Best of the Best” Award (2012).

Additionally, Julia was selected by the North Carolina Real Estate Commission to update Chapter 13: Legislation, Practices, and Procedures for the 2008–2009 edition of the North Carolina Real Estate Manual.

Register for one of Julia's classes at Canopy Calendar